jord
Member
+2,382|7095|The North, beyond the wall.
fannies
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

CammRobb wrote:

An M3 of that relative value in the UK would still be >£2500 a year for me to insure.
So more than half the value of the car each year...lmao, Ok.

Still that's about 200 a month.. not completely unimaginable.
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CammRobb
Banned
+1,510|6547|Carnoustie MASSIF

Kmarion wrote:

CammRobb wrote:

An M3 of that relative value in the UK would still be >£2500 a year for me to insure.
So more than half the value of the car each year...lmao, Ok.

Still that's about 200 a month.. not completely unimaginable.
Yeah. It's laughable here, say you buy a car that costs you £700, half the time in Uk if you're under 21, you'll get quoted in excess of £1500, so basically what they're saying is that you're gonna right off that car twice over.
chuyskywalker
Admin
+2,439|7265|"Frisco"

/cleanup
jord
Member
+2,382|7095|The North, beyond the wall.

CammRobb wrote:

Kmarion wrote:

CammRobb wrote:

An M3 of that relative value in the UK would still be >£2500 a year for me to insure.
So more than half the value of the car each year...lmao, Ok.

Still that's about 200 a month.. not completely unimaginable.
Yeah. It's laughable here, say you buy a car that costs you £700, half the time in Uk if you're under 21, you'll get quoted in excess of £1500, so basically what they're saying is that you're gonna right off that car twice over.
This is 3rd party only prices too.
Macbeth
Banned
+2,444|6003

Those are aftermarket Rims, BBS I think. The Mitsubishi Evos MR comes with BBS rims and they look like that.
CammRobb
Banned
+1,510|6547|Carnoustie MASSIF

jord wrote:

CammRobb wrote:

Kmarion wrote:


So more than half the value of the car each year...lmao, Ok.

Still that's about 200 a month.. not completely unimaginable.
Yeah. It's laughable here, say you buy a car that costs you £700, half the time in Uk if you're under 21, you'll get quoted in excess of £1500, so basically what they're saying is that you're gonna right off that car twice over.
This is 3rd party only prices too.
Usually in the case of a young driver, 3rd party is more expensive than fully comp.
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

jord wrote:

CammRobb wrote:

Kmarion wrote:

So more than half the value of the car each year...lmao, Ok.

Still that's about 200 a month.. not completely unimaginable.
Yeah. It's laughable here, say you buy a car that costs you £700, half the time in Uk if you're under 21, you'll get quoted in excess of £1500, so basically what they're saying is that you're gonna right off that car twice over.
This is 3rd party only prices too.
That's just stupid.. conservative though I might be you need some insurance regulation. Giving the insurance company the entire value of the car every other year no matter what happens.. . I genuinely feel sorry for you. Hard to believe.
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CammRobb
Banned
+1,510|6547|Carnoustie MASSIF

Kmarion wrote:

jord wrote:

CammRobb wrote:


Yeah. It's laughable here, say you buy a car that costs you £700, half the time in Uk if you're under 21, you'll get quoted in excess of £1500, so basically what they're saying is that you're gonna right off that car twice over.
This is 3rd party only prices too.
That's just stupid.. conservative though I might be you need some insurance regulation. Giving the insurance company the entire value of the car every other year no matter what happens.. . I genuinely feel sorry for you. Hard to believe.
Yeah, then you've got voluntary excess, normally 150, 300, 600, or a 1000 pounds, so if you twat your car, you have to pay for it up to the price of your excess. Insurance sucks. That's the reason there's such a high amount of uninsured drivers.
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

CammRobb wrote:

Kmarion wrote:

jord wrote:


This is 3rd party only prices too.
That's just stupid.. conservative though I might be you need some insurance regulation. Giving the insurance company the entire value of the car every other year no matter what happens.. . I genuinely feel sorry for you. Hard to believe.
Yeah, then you've got voluntary excess, normally 150, 300, 600, or a 1000 pounds, so if you twat your car, you have to pay for it up to the price of your excess. Insurance sucks. That's the reason there's such a high amount of uninsured drivers.
Well yea.. if the car cost 5k and it cost 2k each year to insure it.. forget about it.
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Macbeth
Banned
+2,444|6003

Kmarion wrote:

CammRobb wrote:

Kmarion wrote:


That's just stupid.. conservative though I might be you need some insurance regulation. Giving the insurance company the entire value of the car every other year no matter what happens.. . I genuinely feel sorry for you. Hard to believe.
Yeah, then you've got voluntary excess, normally 150, 300, 600, or a 1000 pounds, so if you twat your car, you have to pay for it up to the price of your excess. Insurance sucks. That's the reason there's such a high amount of uninsured drivers.
Well yea.. if the car cost 5k and it cost 2k each year to insure it.. forget about it.
I'm confused you guys are talking about full coverage or just liability?

I only have liability because I get my car parts through my job for free and self install so I don't need repair and don't leave my car anywhere in the middle of the hood where it might get stolen so theft isn't needed.
chuyskywalker
Admin
+2,439|7265|"Frisco"

The US and UK seem to have completely different takes on car insurance from what I'm reading here.
jord
Member
+2,382|7095|The North, beyond the wall.
I'm talking about 3rd party. As in I wrote off my car about 6 months ago and got fuck all for the £2500 I pay yearly.

My new car is worth £700, and I pay the same £2500 each year. And that is the cheapest one there is for me, and that's at a fucking nice address.

If I put my home address it would rise to at least £6000 a year.


Insurance companies are the only dickheads that get away with Sexism, dickheadism, poorism and ageism. cunts
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

Macbeth wrote:

Kmarion wrote:

CammRobb wrote:


Yeah, then you've got voluntary excess, normally 150, 300, 600, or a 1000 pounds, so if you twat your car, you have to pay for it up to the price of your excess. Insurance sucks. That's the reason there's such a high amount of uninsured drivers.
Well yea.. if the car cost 5k and it cost 2k each year to insure it.. forget about it.
I'm confused you guys are talking about full coverage or just liability?

I only have liability because I get my car parts through my job for free and self install so I don't need repair and don't leave my car anywhere in the middle of the hood where it might get stolen so theft isn't needed.
Well, here in Fl..
http://www.flhsmv.gov/ddl/frfaqgen.html#2
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Little BaBy JESUS
m8
+394|6566|'straya
Ok that does sound a little ridiculous. i thought I was getting ripped off for $2000 a year for comprehensive cover on my car insured for $13,500. Sucks to be the UK
jord
Member
+2,382|7095|The North, beyond the wall.

Little BaBy JESUS wrote:

Ok that does sound a little ridiculous. i thought I was getting ripped off for $2000 a year for comprehensive cover on my car insured for $13,500. Sucks to be the UK
Petrol is also a lot more expensive here, and I wouldn't be surprised if learning to drive and getting tax is to.

Oh well.
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

jord wrote:

Little BaBy JESUS wrote:

Ok that does sound a little ridiculous. i thought I was getting ripped off for $2000 a year for comprehensive cover on my car insured for $13,500. Sucks to be the UK
Petrol is also a lot more expensive here, and I wouldn't be surprised if learning to drive and getting tax is to.

Oh well.
Well thank god you have a functioning mass transit system.
Xbone Stormsurgezz
jord
Member
+2,382|7095|The North, beyond the wall.

Kmarion wrote:

jord wrote:

Little BaBy JESUS wrote:

Ok that does sound a little ridiculous. i thought I was getting ripped off for $2000 a year for comprehensive cover on my car insured for $13,500. Sucks to be the UK
Petrol is also a lot more expensive here, and I wouldn't be surprised if learning to drive and getting tax is to.

Oh well.
Well thank god you have a functioning mass transit system.
Mmm, I'll take my insanely high driving costs over a Bus any day.
Aries_37
arrivederci frog
+368|6992|London
Damn that's a nice deal. 19 and an M3

<------jealous
Defiance
Member
+438|7088

I'm looking forward to pictures of the pole.
13urnzz
Banned
+5,830|6914

Macbeth wrote:

where it might get stolen so theft isn't needed.
that's what you think - imma fly out there, catch a game, go siteseeing and drive your car home.

Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

jord wrote:

Kmarion wrote:

jord wrote:

Petrol is also a lot more expensive here, and I wouldn't be surprised if learning to drive and getting tax is to.

Oh well.
Well thank god you have a functioning mass transit system.
Mmm, I'll take my insanely high driving costs over a Bus any day.
It's not even an option for most of us over here. It's no wonder your PP is lower than ours.

Defiance wrote:

I'm looking forward to pictures of the pole.
Xbone Stormsurgezz
jord
Member
+2,382|7095|The North, beyond the wall.

Kmarion wrote:

jord wrote:

Kmarion wrote:


Well thank god you have a functioning mass transit system.
Mmm, I'll take my insanely high driving costs over a Bus any day.
It's not even an option for most of us over here. It's no wonder your PP is lower than ours.

Defiance wrote:

I'm looking forward to pictures of the pole.
Yeah but Buses are are just that, a bus, they stop at every Bus stop. Which means if you want to travel any sort of distance it takes AGES. And they smell, and usually have either a drug addict or an Alcoholic on.

What's PP ?
Runs_with_sciss0rs
Well butter my buscuit
+121|6609|14072
Sick ride man.

The other day my buddy hit a raccoon going 55 mph in his M3. So much damage to the front end. Nothing left of the raccoon of course.

I feel bad for the poor car.
Kmar
Truth is my Bitch
+5,695|7018|132 and Bush

jord wrote:

Kmarion wrote:

jord wrote:


Mmm, I'll take my insanely high driving costs over a Bus any day.
It's not even an option for most of us over here. It's no wonder your PP is lower than ours.

Defiance wrote:

I'm looking forward to pictures of the pole.
Yeah but Buses are are just that, a bus, they stop at every Bus stop. Which means if you want to travel any sort of distance it takes AGES. And they smell, and usually have either a drug addict or an Alcoholic on.

What's PP ?
Purchasing power. You have higher wages too. However when you calculate things like insanely high driving costs it evens out.
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