I can afford my car, but I could not afford 30K to buy it on the spot.Magpie wrote:
If ya cant afford it dont buy it, its simple as that
For the longest time I thought people bought cars like that. I wanted to take thousands out of my savings in cash and open a briefcase like in the movies, granted I was a child at the time but still, maybe buying a house in cash would be neat.usmarine2005 wrote:
I can afford my car, but I could not afford 30K to buy it on the spot.Magpie wrote:
If ya cant afford it dont buy it, its simple as that
I think by benefits he means rewards points and things of that nature. Stuff you can't get on a debit card.twiistaaa wrote:
what benefits? just get a debit card. no interest.Hurricane wrote:
Only use a credit card if you're gonna afford it at the end of the month. Credit cards tend to have nice benefits that debit cards don't have; if you treat it like a debit card, I think you'd be golden.
i have an actual passbook that you have to go and sign a form to get money out, which makes stupid impulsive spending out of your reach. and i only use my debit card account if im going away.
I agree with the OP that credit should be used in moderation, but I am a firm believer in the fact that having some credit is a good thing. Using credit for certain things can give you positive financial leverage, i.e. you could make better use of your capital by using credit and investing your own money somewhere else.
how big are the 100,000 dollor houses in illinois???
i live in California and 400,000 apartment in a suburban city is only 1800 sq ft at the max
i live in California and 400,000 apartment in a suburban city is only 1800 sq ft at the max
yeah, but i doubt that people in credit card debt are buying and selling shares lol.Donald O' Brien wrote:
i.e. you could make better use of your capital by using credit and investing your own money somewhere else.[/color][/b]
Best way to get out of debt:
Pay as much as you can on your credit daily, since they count the interest rate daily, not monthly. Credit card companies want you to pay monthly so they can earn a shitload of money from the interest rates.
My mum is about 140k NTD in debt, which is about 4,222 dollars USD in debt. But she is paying it off really fast =/
Pay as much as you can on your credit daily, since they count the interest rate daily, not monthly. Credit card companies want you to pay monthly so they can earn a shitload of money from the interest rates.
My mum is about 140k NTD in debt, which is about 4,222 dollars USD in debt. But she is paying it off really fast =/
Well, hah, $100,000 can get you 4 bedrooms, 2 baths, A large living room, a nice sized kitchen, dining room, Full basement, two car garage, laundry room, and a decent yard for the kids to play in. Built in the 1970's.Spazz wrote:
how big are the 100,000 dollor houses in illinois???
i live in California and 400,000 apartment in a suburban city is only 1800 sq ft at the max
Brand new for the same, hmm, $150,000 maybe....