kylef
Gone
+1,352|6915|N. Ireland
It's that, and then the fines after that for when you speed. Situation: castlereagh road here. Speed limit is 30, but the moving traffic speed is about 45 (always) - do this on your own in the street and you'll be pulled over. Do it with a few other cars and your chances of being pulled over are less, but still probable. Do it with lots of cars and you don't get pulled over.

UK driving laws are screwed up, big time. I can't wait to start driving come September.
ghettoperson
Member
+1,943|7071

You're really lucky being in the UK. In the Netherlands you are forced to learn through a driving school, which are all massively overpriced. It costs you 200 euro's to take the test alone. My friend recently spent over 2000 euros learning to drive.
TheEternalPessimist
Wibble
+412|7042|Mhz

Vilham wrote:

TheEternalPessimist wrote:

Onidax wrote:


Well your 24 for starters, this dude has just paeed and is likly 17-18. When I was first insured it was £1600 before I had passed. Why does it tend to go up once you have passed? Well it does make sence. Think about it, while your learning there is always someone in the car with you who has to be responsible for your driving weasther it be an instructor or another adult. As soon as you have passed you dont need them there and are more likly to be reckless. As your soo old though your getting to the point where your age doesnt depend so much on your insurance cost. 17-22 or so we get raped.
Erm yeah, I didn't insure my instructors car lol. This quote was for my car with full license, it hasn't been insured by me before that, it isn't going up.
You are 24. What don't you understand about that sentence?

If he is 17 like I was he has 3 years to wait before he will get insurance as cheap as yours.

Im driving a 1.6l  10k miles a year, fully comp, named driver, 3 years no claims and my insurance is £800.
Apparently you don't understand, he was saying my premiums will rise the next time insure my car, which is total ass. The OP wasn't even involved in that post.
belldawg
Serial Jay-Walker
+52|6406|Perth, indian ocean

ZombieVampire! wrote:

If you only do an hour a week, then yes.

How do expect to learn to drive in 25 hours?
100 weeks is like 2 years, 25 hours is ample time.
DrunkFace
Germans did 911
+427|7103|Disaster Free Zone

belldawg wrote:

ZombieVampire! wrote:

If you only do an hour a week, then yes.

How do expect to learn to drive in 25 hours?
100 weeks is like 2 years, 25 hours is ample time.
You don't drive do you?
belldawg
Serial Jay-Walker
+52|6406|Perth, indian ocean

DrunkFace wrote:

belldawg wrote:

ZombieVampire! wrote:

If you only do an hour a week, then yes.

How do expect to learn to drive in 25 hours?
100 weeks is like 2 years, 25 hours is ample time.
You don't drive do you?
nope
Bertster7
Confused Pothead
+1,101|7004|SE London

kylef wrote:

UK driving laws are screwed up, big time. I can't wait to start driving come September.
No they're not. They make very good sense. Try driving in Europe with their stupid driving rules.

In Italy if someone changes lane in front of you, it's your responsibility not to hit them - rather than their responsibility to check their mirrors to see if it's safe to change lane.

In France the Priorite a Droite rule makes life very difficult.


Complaints about high insurance premiums really need to be directed at the vast number of complete cunts who drive without insurance and should be shot.
kylef
Gone
+1,352|6915|N. Ireland
^ Was unaware of those European laws - that's ridiculous ... but I still think they single out young male drivers. At least here in Northern Ireland, on many occasions have I seen young male drivers be pulled over for what an older female did not 30 seconds beforehand. The police here are on the look out solely for young male drivers. If there is a car full of them it is like Christmas Day to them. I know, having seen many pulled over and both my brothers pulled over also.

Agreed, uninsured drivers shouldn't be driving. Period. Insurance premiums are sky high, and it is very annoying. My dad, aged 50-something now doesn't have the best sight or reaction times, and yet his insurance is lower because of "experience"? How much "experience" can a driver get before his insurance is reduced, exactly?
Bertster7
Confused Pothead
+1,101|7004|SE London

kylef wrote:

Agreed, uninsured drivers shouldn't be driving. Period. Insurance premiums are sky high, and it is very annoying. My dad, aged 50-something now doesn't have the best sight or reaction times, and yet his insurance is lower because of "experience"? How much "experience" can a driver get before his insurance is reduced, exactly?
It's less to do with experience and more to do with statistical analysis. He belongs to an age group that has fewer accidents and makes fewer insurance claims. Therefore his insurance is cheaper. Which is fair enough.
kylef
Gone
+1,352|6915|N. Ireland

Bertster7 wrote:

It's less to do with experience and more to do with statistical analysis. He belongs to an age group that has fewer accidents and makes fewer insurance claims. Therefore his insurance is cheaper. Which is fair enough.
And do you think they should be kept this way - (note: stereotyping) the younger, who don't have that much, are charged more than the old, who as a whole probably have more money, and yet are charged less? In saying this, it is still cheaper to get a car and insurance over a period of say - three years - than to take public transport. Let alone convenience, a simple 5 mile one-way trip from my house to town is costing £2.10. Over time, that adds up to a lot of cash. (ironically, the company {Translink} are still heavily in debt and receive massive Government funding)
Bertster7
Confused Pothead
+1,101|7004|SE London

kylef wrote:

Bertster7 wrote:

It's less to do with experience and more to do with statistical analysis. He belongs to an age group that has fewer accidents and makes fewer insurance claims. Therefore his insurance is cheaper. Which is fair enough.
And do you think they should be kept this way - (note: stereotyping) the younger, who don't have that much, are charged more than the old, who as a whole probably have more money, and yet are charged less? In saying this, it is still cheaper to get a car and insurance over a period of say - three years - than to take public transport. Let alone convenience, a simple 5 mile one-way trip from my house to town is costing £2.10. Over time, that adds up to a lot of cash. (ironically, the company {Translink} are still heavily in debt and receive massive Government funding)
It's not stereotyping. It's plain and simple economic sense. As long as young people have the most accidents their premiums will be higher. That is the way it will always be and quite rightly too.
Dauntless
Admin
+2,249|7164|London

Bertster7 wrote:

kylef wrote:

Bertster7 wrote:

It's less to do with experience and more to do with statistical analysis. He belongs to an age group that has fewer accidents and makes fewer insurance claims. Therefore his insurance is cheaper. Which is fair enough.
And do you think they should be kept this way - (note: stereotyping) the younger, who don't have that much, are charged more than the old, who as a whole probably have more money, and yet are charged less? In saying this, it is still cheaper to get a car and insurance over a period of say - three years - than to take public transport. Let alone convenience, a simple 5 mile one-way trip from my house to town is costing £2.10. Over time, that adds up to a lot of cash. (ironically, the company {Translink} are still heavily in debt and receive massive Government funding)
It's not stereotyping. It's plain and simple economic sense. As long as young people have the most accidents their premiums will be higher. That is the way it will always be and quite rightly too.
I'm young (18), and I agree with that too.
https://imgur.com/kXTNQ8D.png
Masques
Black Panzer Party
+184|7144|Eastern PA
Wow...it's MUCH easier to get a license in the US. In the state I got my first license from I registered for a free drivers' education course (offered through my high school), paid a nominal fee for the actual license at the DMV and was on my way.

That was years ago, but I don't think things have changed much here.
Turquoise
O Canada
+1,596|6827|North Carolina
It would be interesting to see if British drivers have less accidents per capita than American ones...  Somehow, I don't think that's the case.
DrunkFace
Germans did 911
+427|7103|Disaster Free Zone

Bertster7 wrote:

Complaints about high insurance premiums really need to be directed at the vast number of complete cunts who drive without insurance and should be shot.
How? If people are not insured the insurance companies have no responsibility to pay out any money so how does this effect your premiums? Unless of course you mean that because less people are paying for insurance the prices rises per capita for the insurance companies to make their desired profits. In which case you think people should be subsidising your premiums... or be shot, lol.

Its the people who are insured but have lots of accidents and make claims every 3 minutes or leave their cars unlocked in seedy neighbourhoods who are to blame.

Turquoise wrote:

It would be interesting to see if British drivers have less accidents per capita than American ones...  Somehow, I don't think that's the case.
Killed per 100,000 population:
USA: 14.7
Canada: 9.1
Australia: 7.7
Britain: 5.4
Netherlands: 4.5

Killed per 1 billion vehicle Km:
Korea: 19.3
Canada: 9.2
USA: 9.0
Australia: 7.9
Britain: 6.3
Sweden/Switzerland: 5.9

Edit: Because you'll all complain

Injury per 1 million vehicle Km:
Japan: 1.21
Canada: 0.48
USA: 0.39
Britain: 0.37
Finland/Denmark: 0.13
Australia: no data

http://cemt.org/IRTAD/IRTADPublic/we2.html

Last edited by DrunkFace (2008-06-19 21:58:23)

=NHB=Shadow
hi
+322|6788|California
Haha I'm glad USA DL is more easier, I only drove for 10 hours and I got my drivers license for $26

Last edited by =NHB=Shadow (2008-06-19 21:43:46)

SealXo
Member
+309|6958
fuck that im gettin a bike
SpIk3y
Minister of Silly Walks
+67|6561|New Jersey

=NHB=Shadow wrote:

Haha I'm glad USA DL is more easier, I only drove for 10 hours and I got my drivers license for $26
Pff, I took one 50 question written test, drove for 6 hours with an instructor, and then took a 10 minute road test practical.  The license itself was free, the only money I paid was for the 6 hours of driving instruction.  The UK must be a safer place to drive
Ender2309
has joined the GOP
+470|6993|USA
the way it should go down is this: as a young male, your premiums start as high as they are now. if you make it a year without and accident they drop to a reasonable level. if you have an accident after this period but before you leave the high risk age group, they go back up and stay that way, provided you caused the accident. that way the good drivers don't get severely penalized by the bad ones.

where i live you pay around 200 dollars for driving lessons, have to do ten hours instructed, ten at night, and 50 total. then you get your provisional license, which lasts for a year and says you can't drive people without somebody over 25 in the passenger seat and you can't drive after 11 or before 5 AM. then you're good to go after the year. break the provisional and you can lose your license until 18.
=NHB=Shadow
hi
+322|6788|California

SpIk3y wrote:

=NHB=Shadow wrote:

Haha I'm glad USA DL is more easier, I only drove for 10 hours and I got my drivers license for $26
Pff, I took one 50 question written test, drove for 6 hours with an instructor, and then took a 10 minute road test practical.  The license itself was free, the only money I paid was for the 6 hours of driving instruction.  The UK must be a safer place to drive
haha its different in california, I believe still a 50 question written test($27?), about $220 for 6 hours w/ instructor, then test($26?)

Edit: I believe ender just explained how it works in California!

Last edited by =NHB=Shadow (2008-06-20 01:04:35)

Bertster7
Confused Pothead
+1,101|7004|SE London

DrunkFace wrote:

Bertster7 wrote:

Complaints about high insurance premiums really need to be directed at the vast number of complete cunts who drive without insurance and should be shot.
How? If people are not insured the insurance companies have no responsibility to pay out any money so how does this effect your premiums? Unless of course you mean that because less people are paying for insurance the prices rises per capita for the insurance companies to make their desired profits. In which case you think people should be subsidising your premiums... or be shot, lol.

Its the people who are insured but have lots of accidents and make claims every 3 minutes or leave their cars unlocked in seedy neighbourhoods who are to blame.
No it's not, because their premiums are immensely high and/or they can't get insured.

Being hit by an uninsured driver costs the insurance company loads. That's the risk and that's why it has such an effect on  premiums.
Turquoise
O Canada
+1,596|6827|North Carolina
Alrighty then...  I suppose making it a bitch to get a license actually does make things safer.
PureFodder
Member
+225|6708

Turquoise wrote:

Alrighty then...  I suppose making it a bitch to get a license actually does make things safer.
There's other factors too. Supposedly the British are a lot more likely to wear a seatbelt than Americans and are more likely to select cars on the basis of safety standards. To see who the better drivers are you'd need stats on the number of crashes, not the number of deaths/injuries.
Nappy
Apprentice
+151|6651|NSW, Australia

i didnt get a single lesson and i passed all my tests

my car is registered under my dads name and rego+insurance was about $550 AUD all up
ZombieVampire!
The Gecko
+69|6249

belldawg wrote:

ZombieVampire! wrote:

If you only do an hour a week, then yes.

How do expect to learn to drive in 25 hours?
100 weeks is like 2 years, 25 hours is ample time.
You can get a learner's permit at 16.  You can get a probationary license at 18.



I'm seeing a pattern here.

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