Steam wouldn't be appealing if credit cards didn't exist
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
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Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
the only reason i have an use a credit card is for rewards programs. i have a free banking account so theres no rewards system with it, but my credit card (that i pay off so frequently its basically a debit card) i get rewards for using it.
plus i first got it when i was paying business expenses with it so it was thousands of dollars a month put on it and then having it paid off by the company - im sure that helped my credit rating
plus i first got it when i was paying business expenses with it so it was thousands of dollars a month put on it and then having it paid off by the company - im sure that helped my credit rating
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garbage whirlpool
human arrogance
the twilight movies
the japanese
Do purchases like that help increase your credit?Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
And above your tomb, the stars will belong to us.
I think you mean creditworthiness. And yes they do. They look at how much credit you have, how much of it you utilize (they recommend not constantly utilizing more than 30% of it), the length of your credit history, your payment history, etc. I believe they also give more weight to things like mortgages than credit cards. I have a credit card and I use it for certain expenses, particularly gasoline (if I'm fueling up my mom or dad's cars), movie theaters and grocery stores. I always pay in full each month so I'm not incurring any interest expenses and I get cash back so I'm really getting paid to buy what I already shop for.-Sh1fty- wrote:
Do purchases like that help increase your credit?Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
I don't see how you're getting cash back.
And above your tomb, the stars will belong to us.
pretty sure using a debit card has nothing to do with your credit rating-Sh1fty- wrote:
Do purchases like that help increase your credit?Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
different credit cards have various bonuses and incentives-Sh1fty- wrote:
I don't see how you're getting cash back.
I liked it! I thought it was very ghettoperson of you. Only would have been better if you had said Mo Money and then snapped your fingers...ghettoperson wrote:
I swear my brain is slowly melting. Why would I write money money instead of more money?Uzique wrote:
he doesn't need credit for anything now. i see no reason for credit cards in middle-age.ghettoperson wrote:
I guess it's do-able, just means they pre-authorise your card for money money.
You may not karma the same person in a 24 hour period.Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
It's a simple incentive credit card companies use to get people to sign up for their cards. On my card for example I get 4% back at the movies, 3% on gas, 2% on supermarkets and 1% on all other purchases (after the first $10,000 lolololol). The reason they can afford to do that is that a LOT of people are bad with credit and pay a lot of interest to the CC companies.-Sh1fty- wrote:
I don't see how you're getting cash back.
Other rewards might include airline miles or hotel points.
besides games were just an example. groceries are something that can be expensive per trip for a family.
So if you pay off the debt at the end of the month, and not miss the payment, you get money back? "niiiiiiiice " - SPHurricane2k9 wrote:
It's a simple incentive credit card companies use to get people to sign up for their cards. On my card for example I get 4% back at the movies, 3% on gas, 2% on supermarkets and 1% on all other purchases (after the first $10,000 lolololol). The reason they can afford to do that is that a LOT of people are bad with credit and pay a lot of interest to the CC companies.-Sh1fty- wrote:
I don't see how you're getting cash back.
Other rewards might include airline miles or hotel points.
And above your tomb, the stars will belong to us.
And how. I was behind a gal that racked up a $400 worth of the stuff the other day. I would've laughed if she would've done something like take the milk off.RTHKI wrote:
besides games were just an example. groceries are something that can be expensive per trip for a family.
Do you live in someone's garden shed?HITNRUNXX wrote:
your current house. It is worth $150,000
Or, I can afford it now. But prefer to earn interest on MY money while using someone else's with no interest, and get frequent flyer points on top of that.Uzique wrote:
i buy stuff on steam via debit card. why would i want to use a credit card to buy a £40 game? either i can afford it now or i can't.
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1. HumanJahManRed wrote:
1.Humans
2.Humans
3.Humans
4.Humans
5.Humans
2. Human
3. Human
...
6,908,687,999. Human
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Epic revive is epic. But on topic, I'm still holding true to my five.
What do you have against the Japanese?unnamednewbie13 wrote:
desert expansion
garbage whirlpool
human arrogance
the twilight movies
the japanese
He used to be one.
He got better.
He got better.
Answer me you monsterMacbeth wrote:
What do you have against the Japanese?unnamednewbie13 wrote:
desert expansion
garbage whirlpool
human arrogance
the twilight movies
the japanese
hmm...Macbeth wrote:
Answer me you monsterMacbeth wrote:
What do you have against the Japanese?unnamednewbie13 wrote:
desert expansion
garbage whirlpool
human arrogance
the twilight movies
the japanese