KEN-JENNINGS
I am all that is MOD!
+2,979|6896|949

I get fraud on at least one of my cards every year. Cost of doing business in the 21st century!

Pochsy, credit card companies are really good about reversing all fraud charges. I had the same thing happen last year where I got the notification and immediately called the store in question, but the guy had already left.
Jay
Bork! Bork! Bork!
+2,006|5622|London, England
I have it happen every other year or so. One time someone paid for their road trip on my debit card. Another time they went bought sneakers and home depot gift cards. All got reversed.
"Ah, you miserable creatures! You who think that you are so great! You who judge humanity to be so small! You who wish to reform everything! Why don't you reform yourselves? That task would be sufficient enough."
-Frederick Bastiat
SuperJail Warden
Gone Forever
+644|3983
It has never happened to me but happened a few times for my younger sister and once for my dad. My sister goes around using her card to buy things all over the place while I use my card only at reputable places like corporate chain stores. I never ever use my debit card for a anything.

Also

https://i.imgur.com/xsoGn9X.jpg
Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
I think I had my bank/share account hacked, the password stopped working, I had it reset and then had a silent call from an Indian deli in Melbourne.

Also loads of phishing emails and phone calls on a regular basis.

"My account has been hacked? No I'm not going to give you my account number and password I'll drop round the bank thanks"
Fuck Israel
Dauntless
Admin
+2,249|7006|London

Pochsy wrote:

Woke up this morning to several fraudulent charges on my credit card. Second time in 2 years. Some of them are for memberships too, which sucks ass because it takes an argument with the company to stop charging me monthly.

Last time this happened they used a credit card ping to access my actual bank accounts and started transferring the max e-transfer amount out multiple times. I was even on the phone with the fraud department as it was happening watching the money get drained. Going to hope these guys aren't so sophisticated.
That sucks, hope the credit card company sort it out for you. Don't they just give you a new card number to stop future charges?

I get an email from AmEx every week or so telling me someone tried to use an old card number I had. Probably bots just seeing which cards are active but you'd think they'd take into account the expiry date...

https://i.imgur.com/rsFjwOO.png

Annoying because there's no way to ignore the alert on Amex
https://imgur.com/kXTNQ8D.png
Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
Most stuff here requires multi-factor authentication, someone would need to hack my bank and mobile to get anything much and then not for very long.

I wish I'd kept a burner phone and used gmail for all my non-critical stuff, and main email and phone only for banking, tax etc.
Then there's be no linkage.
Its handy that I've never really used my first name except for official purposes, always my middle name.

I'm guessing the last time I got hacked was doing internet banking at work, I'm sure thats wide open now, my current PC has no antivirus and is Win 7.
Great stuff for a key defence manufacturer.
Do you want the blueprints for the submarine and air-warfare destroyer control systems? I'm sure its already gone to China.
Fuck Israel
Jay
Bork! Bork! Bork!
+2,006|5622|London, England
It's so easy to steal credit card information as a waiter or bartender that I assume they are doing most of it.
"Ah, you miserable creatures! You who think that you are so great! You who judge humanity to be so small! You who wish to reform everything! Why don't you reform yourselves? That task would be sufficient enough."
-Frederick Bastiat
uziq
Member
+498|3716
lmao yeah it’s waiters and service staff who are responsible for credit card fraud

you’re really suspicious of your own class aren’t you jay?

it’s trivially easy for credit card companies to track a fraud to a store or restaurant. i’m pretty sure cc companies have fraud investigation teams that go to restaurants or any common hotspots associated with bad cards. restaurants have cctv. they keep staff rota information. it’s just way too easy to get caught.

most credit card fraud is just low-level criminals and idiots taking shit off the internet. hackers and organised criminal gangs. it is so quick and easy to find a database or excel spreadsheet leak with 100,000s of credit card details — the dark net is full of them. the other popular way is rubbish sifting. criminal gangs have contacts in refuse collection or recycling plants or whatever and they get your paperwork. most people don’t bother shredding things. you can very quickly perform identity theft or leverage your way into someone’s banking details with only a few paper statements and phone calls. for organized crime, where their activities often involve human trafficking/prostitution, manufacturing fake IDs, etc, all this stuff is a doozy. they already know all the loopholes and weak links, e.g, which service providers have phone centre staff who are easy to bamboozle/socially engineer etc.

i would guess 90% of credit card fraud is young street-level criminals, ‘road men’, drug addicts/pushers, etc, who rip some card details from a leaked database, ride them for a week or two to get their latest air jordans or whatever, and then move on to the next row of the excel spreadsheet when it stops working.

there was a site a few years ago where you could track just how many times your data and sensitive info had been leaked in major security breaches or hacks. even like an innocuous gmail, which i had nothing important associated with, had been blown wide open and leaked all over the internet like 7 times in 5 years or whatever.

Last edited by uziq (2020-07-05 00:31:51)

Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
My bookshop didn't have a nice copy of LOTR in hardback, only numerous boxed sets of paperbacks.
Fuck Israel
uziq
Member
+498|3716
most bookshops won’t stock expensive hardbacks when there’s a mass-market edition available. brick & mortar shelfspace is a very expensive resource.

look online for the folio society, they might have an edition. there must be dozens of deluxe editions of LotR in existence.

https://www.foliosociety.com/uk/the-lor … rings.html

bing. there you go.

Last edited by uziq (2020-07-05 00:43:44)

Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
I wanted to buy in a shop though, and not Amazon obviously.
They had about 2 metres of shelf of yellow paperbacks.

What about these two

https://www.foliosociety.com/au/the-lor … rings.html

https://www.thenile.com.au/books/jrr-to … 0007581146

Last edited by Dilbert_X (2020-07-05 00:42:24)

Fuck Israel
SuperJail Warden
Gone Forever
+644|3983

uziq wrote:

it’s trivially easy for credit card companies to track a fraud to a store or restaurant. i’m pretty sure cc companies have fraud investigation teams that go to restaurants or any common hotspots associated with bad cards. restaurants have cctv. they keep staff rota information. it’s just way too easy to get caught.
We lead the world in computerized data collection.
https://i.imgur.com/xsoGn9X.jpg
uziq
Member
+498|3716
i have something like the 60th anniversary edition. i presume it's the 50th because i've had it a long while. it came with 'unfinished tales' in the same collection, too.

i would presume that the 'anniversary editions' are banking on (a) being a limited print run, and (b) becoming collectible. it's put out by his main publishers, harpercollins, so will be a good faithful reproduction/restoration of the text. can't go wrong there. i'm not sure it's worth the cash, personally, but that's what these 'special editions' are all about.

the other thing is that harpercollins, being the official publisher, will have had christopher tolkien onboard. he was a known meddler and exerted very tight control over the estate. thus you get this:

n 2005 Tolkien's text was fully restored - with the full co-operation of Christopher Tolkien - with almost 400 corrections, the original red and black maps as fold-out sheets, a fully revised and enlarged index, and for the first time a special plate section containing the pages from the Book of Mazarbul, making this set as close as possible to the version that J.R.R. Tolkien intended.
only they can say that, because they had christopher's blessings ($$$).

the folio society are known for agreeing deals with publishers and re-packaging classics in very nice presentations. we're not talking leather-bound don's study, of course, but they make 'nice things' for general readers. deluxe paper, very nice typesetting, very nice detailing. it will be a higher quality product than the harpercollins one, where the high cost is in it being 'definitive'. i can see the folio edition includes a frontispiece with many illustrations/etchings, including by eric fraser, who was a very noteworthy illustrator. it'll be a much nicer version for presentation's sake.

Eric Fraser was one of the foremost British illustrators of the 20th century. His images – a total of seven full-page images and 57 head-pieces – are based on original designs by Queen Margrethe II of Denmark. Tolkien had seen her sketches and was so impressed that his executors gave special permission for Fraser to interpret them for these Folio editions. Covers blocked in gold and maps of Middle Earth as endpapers complete this superb edition of one the world’s favourite stories.
so both editions are 'canon', if you will, i.e. both approved by tolkien or christopher tolkien.
uziq
Member
+498|3716

SuperJail Warden wrote:

uziq wrote:

it’s trivially easy for credit card companies to track a fraud to a store or restaurant. i’m pretty sure cc companies have fraud investigation teams that go to restaurants or any common hotspots associated with bad cards. restaurants have cctv. they keep staff rota information. it’s just way too easy to get caught.
We lead the world in computerized data collection.
https://i.ytimg.com/vi/9bBlbCf2trk/hqdefault.jpg
Jay
Bork! Bork! Bork!
+2,006|5622|London, England

uziq wrote:

lmao yeah it’s waiters and service staff who are responsible for credit card fraud

you’re really suspicious of your own class aren’t you jay?

it’s trivially easy for credit card companies to track a fraud to a store or restaurant. i’m pretty sure cc companies have fraud investigation teams that go to restaurants or any common hotspots associated with bad cards. restaurants have cctv. they keep staff rota information. it’s just way too easy to get caught.

most credit card fraud is just low-level criminals and idiots taking shit off the internet. hackers and organised criminal gangs. it is so quick and easy to find a database or excel spreadsheet leak with 100,000s of credit card details — the dark net is full of them. the other popular way is rubbish sifting. criminal gangs have contacts in refuse collection or recycling plants or whatever and they get your paperwork. most people don’t bother shredding things. you can very quickly perform identity theft or leverage your way into someone’s banking details with only a few paper statements and phone calls. for organized crime, where their activities often involve human trafficking/prostitution, manufacturing fake IDs, etc, all this stuff is a doozy. they already know all the loopholes and weak links, e.g, which service providers have phone centre staff who are easy to bamboozle/socially engineer etc.

i would guess 90% of credit card fraud is young street-level criminals, ‘road men’, drug addicts/pushers, etc, who rip some card details from a leaked database, ride them for a week or two to get their latest air jordans or whatever, and then move on to the next row of the excel spreadsheet when it stops working.

there was a site a few years ago where you could track just how many times your data and sensitive info had been leaked in major security breaches or hacks. even like an innocuous gmail, which i had nothing important associated with, had been blown wide open and leaked all over the internet like 7 times in 5 years or whatever.
Uzi, where else do you hand off your credit card and not have eyes on it for several minutes? It's easy for them to write down the information on the card before giving it back. I'm not suggesting they use it where they work, that would indeed be dumb.
"Ah, you miserable creatures! You who think that you are so great! You who judge humanity to be so small! You who wish to reform everything! Why don't you reform yourselves? That task would be sufficient enough."
-Frederick Bastiat
uziq
Member
+498|3716
why the fuck are you paying for restaurant meals on a credit card? no one does that here. we use debit cards and they are contactless. you don’t give your card to anyone to walk away with. you tap it on a reader or sit and punch in your PIN.

do you really think people in service industries jobs are going to risk a major felony when it is so easily tracked? how many credit card transactions do you rack up in a month? a cc company could pull up all the cases of defrauded cards in an area code and quickly establish common businesses. game over. the same vendor would show up again and again in the lists of compromised cards.

you can tell from the level of purchases that these card numbers are being picked up and abused en masse. why would someone buy an uber meal or make a $10 purchase with a stolen credit card, knowing it was going to get cancelled and burnt soon after? they’re all scraped from huge leaked dumps, trust me.

Last edited by uziq (2020-07-05 04:10:13)

Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
I can't think of anyone who has taken my card out of my hand in the last twenty years.
Fuck Israel
Jay
Bork! Bork! Bork!
+2,006|5622|London, England

uziq wrote:

why the fuck are you paying for restaurant meals on a credit card? no one does that here. we use debit cards and they are contactless. you don’t give your card to anyone to walk away with. you tap it on a reader or sit and punch in your PIN.

do you really think people in service industries jobs are going to risk a major felony when it is so easily tracked? how many credit card transactions do you rack up in a month? a cc company could pull up all the cases of defrauded cards in an area code and quickly establish common businesses. game over. the same vendor would show up again and again in the lists of compromised cards.

you can tell from the level of purchases that these card numbers are being picked up and abused en masse. why would someone buy an uber meal or make a $10 purchase with a stolen credit card, knowing it was going to get cancelled and burnt soon after? they’re all scraped from huge leaked dumps, trust me.
Debit cards and credit cards work the same way here. At the end of my meal the waiter gives me a black book with the bill inside. I put my card in the book and he takes it back to the register to run it. Several minutes later my card returns in the black book with a receipt.
"Ah, you miserable creatures! You who think that you are so great! You who judge humanity to be so small! You who wish to reform everything! Why don't you reform yourselves? That task would be sufficient enough."
-Frederick Bastiat
uziq
Member
+498|3716
okay, so american services and hospitality are for some reason arbitrarily entrenched in the 19th century. do you sign the guestbook on your way out and ask the maitre'd to fetch-up your coach and driver, too?

I'm still very unconvinced by the argument that your average part-time waiter is committing felony fraud on the regular. especially over minor online purchases.
Jay
Bork! Bork! Bork!
+2,006|5622|London, England
I'm not saying it is widespread, but I guarantee it does happen. Waiters have been been busted with card scanners in the past.
"Ah, you miserable creatures! You who think that you are so great! You who judge humanity to be so small! You who wish to reform everything! Why don't you reform yourselves? That task would be sufficient enough."
-Frederick Bastiat
Dilbert_X
The X stands for
+1,815|6370|eXtreme to the maX
If you give them a shiny sixpence I'm sure they won't.

These days I'm sure its a mixture of information being on-sold or hacked.
Fuck Israel
Dauntless
Admin
+2,249|7006|London

uziq wrote:

there was a site a few years ago where you could track just how many times your data and sensitive info had been leaked in major security breaches or hacks. even like an innocuous gmail, which i had nothing important associated with, had been blown wide open and leaked all over the internet like 7 times in 5 years or whatever.
https://haveibeenpwned.com/
https://imgur.com/kXTNQ8D.png
Dauntless
Admin
+2,249|7006|London

For some reason credit card payments are still very old fashioned in the US. Particularly in restaurants. Why don't the waiters at least have mobile payment terminals instead of always having to take it to the till?? I wouldn't be surprised if a lot of card details get stolen by waiters. They don't need to use it themselves to buy stuff, they can just sell the numbers on to people so it's not that easy to trace/get caught.

Even last year most places in the US I went to didn't know about contactless. Even the cashiers at the tills that had contactless enabled machines hadn't seen it and didn't know how it worked. When I tapped my card and paid they thought it was some kind of witchcraft.

IIRC chip and pin was heavily fought off by lobbyists in the US over fears about how long it took to enter a pin, they preferred to trade off security to save a few seconds paying at a till...
https://imgur.com/kXTNQ8D.png
uziq
Member
+498|3716
i pay for 95% of things now on my phone. good luck defrauding my faceID you bar-staff waiter cashier pleb!
SuperJail Warden
Gone Forever
+644|3983
I just remembered I have no idea where my canvas bag I took to school everyday is. It has my watch, ID, and a bunch of other things.
https://images-na.ssl-images-amazon.com/images/I/810KbvQTCBL._AC_SL1450_.jpg
https://i5.walmartimages.com/asr/c905050e-a85e-4479-b3c1-93f655a44aa6_1.6d892ce316f9865e2e3abffd8741e9bb.jpeg
https://i.imgur.com/xsoGn9X.jpg

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