unnamednewbie13
Moderator
+2,053|7035|PNW

Dauntless wrote:

For some reason credit card payments are still very old fashioned in the US. Particularly in restaurants. Why don't the waiters at least have mobile payment terminals instead of always having to take it to the till?? I wouldn't be surprised if a lot of card details get stolen by waiters. They don't need to use it themselves to buy stuff, they can just sell the numbers on to people so it's not that easy to trace/get caught.

Even last year most places in the US I went to didn't know about contactless. Even the cashiers at the tills that had contactless enabled machines hadn't seen it and didn't know how it worked. When I tapped my card and paid they thought it was some kind of witchcraft.

IIRC chip and pin was heavily fought off by lobbyists in the US over fears about how long it took to enter a pin, they preferred to trade off security to save a few seconds paying at a till...
I see a lot of places using terminals until the buttons wear off. Not just small mom & pops, like huge chain department and hardware stores. At one stretch of time, some places I've been apparently had problems with the new chips and new machines for awhile and the lines took so much longer.
SuperJail Warden
Gone Forever
+644|3983
I like seeing old/run down tech still being used. Every new gadget is the sum of debt, energy, and pollution.
https://i.imgur.com/xsoGn9X.jpg
unnamednewbie13
Moderator
+2,053|7035|PNW

tbf, depends on the application. It probably makes more sense to fold on a modern PC than a Playstation. Also, there are places you can take old tech to be recycled as opposed to just throwing it in a landfill.
Dauntless
Admin
+2,249|7006|London

unnamednewbie13 wrote:

Dauntless wrote:

For some reason credit card payments are still very old fashioned in the US. Particularly in restaurants. Why don't the waiters at least have mobile payment terminals instead of always having to take it to the till?? I wouldn't be surprised if a lot of card details get stolen by waiters. They don't need to use it themselves to buy stuff, they can just sell the numbers on to people so it's not that easy to trace/get caught.

Even last year most places in the US I went to didn't know about contactless. Even the cashiers at the tills that had contactless enabled machines hadn't seen it and didn't know how it worked. When I tapped my card and paid they thought it was some kind of witchcraft.

IIRC chip and pin was heavily fought off by lobbyists in the US over fears about how long it took to enter a pin, they preferred to trade off security to save a few seconds paying at a till...
I see a lot of places using terminals until the buttons wear off. Not just small mom & pops, like huge chain department and hardware stores. At one stretch of time, some places I've been apparently had problems with the new chips and new machines for awhile and the lines took so much longer.
Are PINs used in the US now then? I thought it was still all swipe/sign
https://imgur.com/kXTNQ8D.png
unnamednewbie13
Moderator
+2,053|7035|PNW

Dauntless wrote:

unnamednewbie13 wrote:

Dauntless wrote:

For some reason credit card payments are still very old fashioned in the US. Particularly in restaurants. Why don't the waiters at least have mobile payment terminals instead of always having to take it to the till?? I wouldn't be surprised if a lot of card details get stolen by waiters. They don't need to use it themselves to buy stuff, they can just sell the numbers on to people so it's not that easy to trace/get caught.

Even last year most places in the US I went to didn't know about contactless. Even the cashiers at the tills that had contactless enabled machines hadn't seen it and didn't know how it worked. When I tapped my card and paid they thought it was some kind of witchcraft.

IIRC chip and pin was heavily fought off by lobbyists in the US over fears about how long it took to enter a pin, they preferred to trade off security to save a few seconds paying at a till...
I see a lot of places using terminals until the buttons wear off. Not just small mom & pops, like huge chain department and hardware stores. At one stretch of time, some places I've been apparently had problems with the new chips and new machines for awhile and the lines took so much longer.
Are PINs used in the US now then? I thought it was still all swipe/sign
PINs for debit still used.
Dauntless
Admin
+2,249|7006|London

SuperJail Warden wrote:

I like seeing old/run down tech still being used. Every new gadget is the sum of debt, energy, and pollution.
You'd like Japan then
Loads of computers that look like they were designed and built in the 80s still in use

Particularly at subways and ATMs and restaurants...

https://i.imgur.com/xTexb46.png

Last edited by Dauntless (2020-07-06 14:14:48)

https://imgur.com/kXTNQ8D.png
Dauntless
Admin
+2,249|7006|London

Another dumb thing about credit cards in the US, at restaurants why do they take payment for a meal (before tip) and then bring it back to you to write the tip down and at some point later that night or the next day go back and adjust the charge to add the tip amount. Why not just let people write the tip before taking the card away??

Bonkers
https://imgur.com/kXTNQ8D.png
SuperJail Warden
Gone Forever
+644|3983

Dauntless wrote:

Another dumb thing about credit cards in the US, at restaurants why do they take payment for a meal (before tip) and then bring it back to you to write the tip down and at some point later that night or the next day go back and adjust the charge to add the tip amount. Why not just let people write the tip before taking the card away??

Bonkers
So you and the server don't have to look each other after getting a bad tip.
https://i.imgur.com/xsoGn9X.jpg
uziq
Member
+498|3716
my friend raged at japan when he was living there. everything still insists on using cash. and cash machines turn off pretty early in the night, including weekends. good luck going out on a drinking binge without wads of notes prepared beforehand.

they don't use ride-hailing apps like uber, either. so you've got to navigate around using cash and speaking to taxi drivers who aren't interested in english. 'ckin' 'ell. to think some business textbooks used to hold them up as a textbook example of modernisation and 'the future'.
uziq
Member
+498|3716

SuperJail Warden wrote:

Dauntless wrote:

Another dumb thing about credit cards in the US, at restaurants why do they take payment for a meal (before tip) and then bring it back to you to write the tip down and at some point later that night or the next day go back and adjust the charge to add the tip amount. Why not just let people write the tip before taking the card away??

Bonkers
So you and the server don't have to look each other after getting a bad tip.
in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
SuperJail Warden
Gone Forever
+644|3983
I read a post from an American who lived in Japan who said something like 'Modern Japan is the most modern city of the 80's". IIRC, the 90's was the start of a still ongoing economic and demographic collapse. If they had allowed mass migration into the country the place would be sad right wing tinderbox.
https://i.imgur.com/xsoGn9X.jpg
SuperJail Warden
Gone Forever
+644|3983

uziq wrote:

SuperJail Warden wrote:

Dauntless wrote:

Another dumb thing about credit cards in the US, at restaurants why do they take payment for a meal (before tip) and then bring it back to you to write the tip down and at some point later that night or the next day go back and adjust the charge to add the tip amount. Why not just let people write the tip before taking the card away??

Bonkers
So you and the server don't have to look each other after getting a bad tip.
in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
I have never seen a restaurant table payment machine in my life.
https://i.imgur.com/xsoGn9X.jpg
Larssen
Member
+99|2151
I don't think I've used cash for anything in the past year, at all.
RTHKI
mmmf mmmf mmmf
+1,742|7001|Cinncinatti
I opened up a checking account just so I could access it in Europe if needed. Only time I needed cash was for entry to a racetrack and at gas stations
https://i.imgur.com/tMvdWFG.png
KEN-JENNINGS
I am all that is MOD!
+2,979|6896|949

But what about all the people selling water for "1 euro 1 euro 1 euro"?
Larssen
Member
+99|2151

SuperJail Warden wrote:

uziq wrote:

SuperJail Warden wrote:


So you and the server don't have to look each other after getting a bad tip.
in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
I have never seen a restaurant table payment machine in my life.
We're one step ahead of that. You have a QR code on your table which brings you to a menu and you order from there, then checkout & online payment. They'll bring you the food/drinks without interacting with a waiter and you can up & leave whenever. It's not everywhere yet but it's pretty cool, esp. when you're sitting outside.
Larssen
Member
+99|2151

KEN-JENNINGS wrote:

But what about all the people selling water for "1 euro 1 euro 1 euro"?
This sounds like barcelona beaches

Last edited by Larssen (2020-07-06 14:54:45)

KEN-JENNINGS
I am all that is MOD!
+2,979|6896|949

Larssen wrote:

KEN-JENNINGS wrote:

But what about all the people selling water for "1 euro 1 euro 1 euro"?
This sounds like barcelona beaches
Anywhere in a big city in Spain to be honest. The reference I had in my head was i think from Park Guell though, so right city!
SuperJail Warden
Gone Forever
+644|3983

Larssen wrote:

SuperJail Warden wrote:

uziq wrote:


in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
I have never seen a restaurant table payment machine in my life.
We're one step ahead of that. You have a QR code on your table which brings you to a menu and you order from there, then checkout & online payment. They'll bring you the food/drinks without interacting with a waiter and you can up & leave whenever. It's not everywhere yet but it's pretty cool, esp. when you're sitting outside.
People in America would use that to dine and dash. Mostly black people keep in mind.
https://i.imgur.com/xsoGn9X.jpg
uziq
Member
+498|3716

KEN-JENNINGS wrote:

But what about all the people selling water for "1 euro 1 euro 1 euro"?
that's for tourists, like souvenirs basically.

i never carry cash for anything. the only time i'm caught out is if i need to use a public restroom on the tube or something in london. they require coins to get in. bloody annoying.

and cash for my illicit purchases of course
KEN-JENNINGS
I am all that is MOD!
+2,979|6896|949

Larssen wrote:

SuperJail Warden wrote:

uziq wrote:


in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
I have never seen a restaurant table payment machine in my life.
We're one step ahead of that. You have a QR code on your table which brings you to a menu and you order from there, then checkout & online payment. They'll bring you the food/drinks without interacting with a waiter and you can up & leave whenever. It's not everywhere yet but it's pretty cool, esp. when you're sitting outside.
I, too, look forward to a society without human interaction!
uziq
Member
+498|3716

Larssen wrote:

SuperJail Warden wrote:

uziq wrote:

in the UK there's just a pre-PIN entry part to add a tip/gratuity right at the payment terminal. the waiter gives you the terminal, you either click past the screen or type in your amount, at your discretion, and hit go. they can check the sales receipt when walking away, i guess. otherwise you can just slap it with your contactless and throw them some 'fuck off i'm a self-made man' jay energy.
I have never seen a restaurant table payment machine in my life.
We're one step ahead of that. You have a QR code on your table which brings you to a menu and you order from there, then checkout & online payment. They'll bring you the food/drinks without interacting with a waiter and you can up & leave whenever. It's not everywhere yet but it's pretty cool, esp. when you're sitting outside.
i'm sure dauntless can enlighten you on the insane levels of high-tech service in south korea.

britain's main pub chain, wetherspoons, has an app that lets you order drinks and food to your table ... better yet, you can do this for any table, in any pub nationwide. you can buy your friend a beer whilst you're at home and they're sat at a table in a pub, 200 miles away. they will get that beer within minutes.

Last edited by uziq (2020-07-06 14:59:29)

Superior Mind
(not macbeth)
+1,755|6956
Cash is good to have in NYC. Simply for bodegas/delis when you want to buy something less than $10. Also for drugs. And I feel like waiters and bar tenders like getting cash tips. It’s gotta be rough out there for the pan-handlers these days.
Dauntless
Admin
+2,249|7006|London

uziq wrote:

my friend raged at japan when he was living there. everything still insists on using cash. and cash machines turn off pretty early in the night, including weekends. good luck going out on a drinking binge without wads of notes prepared beforehand.

they don't use ride-hailing apps like uber, either. so you've got to navigate around using cash and speaking to taxi drivers who aren't interested in english. 'ckin' 'ell. to think some business textbooks used to hold them up as a textbook example of modernisation and 'the future'.
Yeah Japan is wack, they did have some ride hailing apps in Osaka but they were convoluted as fuck and never worked on the multiple times I tried.

I noticed every taxi driver uses a clipboard and handwrites where they are going to and from for every journey because they love paperwork i guess
https://imgur.com/kXTNQ8D.png
KEN-JENNINGS
I am all that is MOD!
+2,979|6896|949

My main issue with Japan was the lack of English. Not really their problem, but a problem for me!

I like that in a lot of Asian countries, the hotel will give you a business card with the hotel address and instructions on the back "take me back to 'xx' hotel located at 'abc parkway'". I found those came in handy when there was a significant language barrier.

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